Vicki Breech, CFP, FCSI, works with clients to establish and document a long term plan for an investment portfolio taking into consideration all stated client goals and objectives.  From the information that the client provides Dr. James Breech develops an Investment Policy Statement.

Out of the IPS, we define a “Minimal Acceptable Return”. The MAR articulates a client’s “Financial Profile”.  An IPS with a clearly defined MAR helps to keep the long-term goal on the horizon.

For clients with a minimum account size of $500k, comprehensive Financial Planning Services are offered, which examine and build on the “Four Pillars” of a complete financial plan.

Investing for Retirement:  From the perspective of pre-retirement, approaching retirement, and post retirement stages of life.

Estate Planning:  Making the most of what you earn over a lifetime so your beneficiaries receive the maximum allowed by law, without unnecessary fees or taxes, and without delay.

Insurance Needs Analysis:  The role of insurance: Personal forms of insurance, insurance needs analysis, and corporate insurance.

Tax Planning: Strategies for tax minimization, using registered and non-registered account structures; intergenerational wealth transfer, use of Trust and Corporate structures, and charitable giving programs. This service meets the needs of personal and corporate giving programs.